The benefit to a third-party lawsuit is that an injured construction worker can collect money for damages that you would never be entitled to collect through Workers’ Compensation including compensation for:

  • Pain and suffering (both past and future)
  • Lost wages not covered by workers’ compensation
  • Loss of annuity
  • Loss of pension
  • Loss of Social Security income
  • Loss of vacation funds
  • Medical expenses not covered by workers’ compensation or denied by workers’ compensation
  • Loss of consortium — spousal or parent-child relationships that have been negatively impacted by the injury
  • Loss of parental guidance
  • Loss of household help