Both programs have the same medical requirements; however, there are several important differences between the two. Social Security Disability Insurance Benefits (DIB) are available to people who meet the medical requirements and have enough “quarters of coverage,” which generally means you have worked five (5) of the last ten (10) years before becoming disabled. The amount of money that they receive each month varies depending on how long they have worked and how much Social Security taxes they have paid. The rules are different for people under the age of 31.

Supplemental Security Income (SSI), on the other hand, is available to those who have not worked in a long time or have worked minimally. The amount of money you receive each month is fixed by the federal and state governments, and each recipient receives the same base amount. This amount can be reduced depending on how many assets and household income you have. Generally speaking, SSI is only available to those who have limited to no assets and household income.