Motorcycle accidents and vehicle accidents do not have to include physical contact for someone to be liable for injuries. Known as no-contact accidents, these incidents are most common with motorcycles. Drivers are less likely to look out for motorcycle riders, especially as they change lanes, merge into traffic, etc. As a result, they can accidentally run a motorcycle off the highway or force a rider to maneuver in a way that leads to a devastating crash.
If you have been involved in a no-contact accident how you pursue compensation will depend on whether or not you were able to identify the driver or if the driver left the scene.
Locating the Other Driver
Unless you captured their license plate number or the responsible party pulled over, it may be difficult to hold the driver accountable for your injuries. You can report the incident to the police and they will work to locate the other driver, but if that driver is not identified or found, you will need to turn to your insurance company.
Your Insurance Company
This phantom driver would fall under your uninsured motorist coverage as part of your motorcycle insurance policy. This is where your attorney will be helpful. An attorney can review your insurance policy for uninsured motorist coverage and help ensure that the insurance company honors that policy. Also, your attorney can look for corroborating witnesses to the accident – to better prove that there was a driver responsible, but that they left the scene of the accident.
Finding a Witness
The best way to prove your claim is legitimate is by having a witness. No-contact accidents are hard to prove unless there is a witness that corroborates your statements of a phantom driver. The witness can be someone that was passing by at the time of the accident, was involved in the accident as well or just another motorist that observed the incident.
Your uninsured motorist coverage may require that you have a corroborating witness to your accident in order to access the benefits. In some cases, that witness may have to be an unrelated, independent third party – such as a motorist who witnessed the accident.
If you cannot find a corroborating witness, do not assume that you are without options. An attorney will be able to look at the details of your policy as well as examine the state laws to better determine how to get compensation for your injuries and property damage.
Speak with an Attorney at Schwartzapfel Lawyers P.C.
If you have been involved in a motorcycle accident – whether it was a no-contact accident or not – contact the attorneys at Schwartzapfel Lawyers P.C. today. We offer free consultations, so get started by calling us at 1-877-737-4806 or fill out an online contact form with your questions.