Uninsured Motorist Benefits
If you have been seriously injured in a hit and run motor vehicle accident or the driver who caused the accident is not insured, the New York auto accident lawyers at Schwartzapfel Lawyers, P.C. can help you get the money you need from your own insurance company.
The New York law firm of Schwartzapfel Lawyers, P.C. is a dedicated team of highly skilled attorneys and support staff. With more than 150 years of combined legal experience, we have helped thousands of people get the money and benefits they deserve and need. We have obtained millions of dollars on behalf of our clients and are proud of a success rate of over 98 percent.
Call us at (516) 342-2200, free of charge, or fill out our online contact form for a free evaluation of your claim.
New York law requires that uninsured motorist coverage be included in motor vehicle insurance policies. Every motor vehicle registered in the state must carry personal injury liability insurance with coverage amounts of at least $25,000 per person and $50,000 per accident. Similarly, every auto policy in New York has uninsured motorist coverage with the same limits.
UM coverage is the least expensive coverage you can buy—often as little as $1.00 a week can buy $100,000 worth of UM coverage. Protect yourself and your family. Increase your UM coverage today. If you are uncertain about your policy limits or have questions about UM coverage, call us now.
This coverage protects motorists and their passengers from other drivers who drive illegally without insurance. In fact, one of every 20 motorists on the road in New York is uninsured, the Insurance Research Council estimates.
The weak economy affects the number of uninsured motorists. A one percentage point increase in unemployment translates into an increase of three-quarters of a percentage point in the rate of uninsured motorists, according to the Insurance Research Council. So during an economic downturn, such as the one we’re currently experiencing, the number of uninsured motorists is higher than normal.
The law is on your side if the uninsured driver was at fault in the accident. But collecting uninsured motorist benefits may not be simple. Your insurance company may try to deny your claim or offer a settlement that is far less than what you deserve for your injuries.
Don’t speak with the insurance company until you speak with an attorney. Talk with one of our lawyers who has experience handling New York uninsured motorist claims. The insurance companies have lawyers representing them. It’s important that you have a lawyer representing you. We will keep in close contact with you as we work through your case. Our skilled lawyers and dedicated support staff keep in constant communication with our clients, typically returning all phone calls within 24 hours or less.
The offices of Schwartzapfel Partners are located throughout New York City. If you’ve been injured in a car accident, or someone you love has been injured or killed in one, call Schwartzapfel Lawyers, P.C. At (516) 342-2200 or fill out our online contact form today. We will fight for you!
